Your home is your castle and possibly your most important asset.
If you live in one of the many areas of the US with a high, moderate, or even low risk of an earthquake occurring, you may want to consider adding this coverage to your existing homeowners insurance protection.
While your homeowner’s policy provides a solid foundation of defense against most of the risks facing your home, earthquakes are often excluded. This means without earthquake insurance, your home and belongings could be lost in the event an earthquake strikes in your area.
Depending on the magnitude of the quake and your home itself, the damage from an earthquake can vary. Some people may escape an earthquake with very little damage, such as a few broken dishes and windows. Others, however, may experience severe structural damage or a complete loss to their home.
Since there is no way to tell when, where, or what size an earthquake may strike, earthquake insurance can provide peace-of-mind that your home and belongings are protected no matter what.
Every state within the US has recorded an earthquake at one time or another, although some states do have more earthquake activity than others. Whether your state has a high or low risk of earthquake activity, there is no denying the damage that a single quake can bring. You can’t predict when or where the next earthquake may hit, but you can protect your home and belongings in the event it happens to you.