Focus on growing your business while we take care of the risks.

Protect your business from lawsuits, damages, and other unexpected events with TPG’s General Liability Insurance.

How can our team help you?

  • Risk Assessment

  • Customize Solutions

  • Help you understand the optimal coverage amounts for your industry.

  • Clearly define where liability insurance overlaps with workers’ compensation and business property insurance to prevent redundancies.

  • Industry Insights: Access to comprehensive risk profiles and coverage amounts specific to businesses similar to yours.

  • Claims Support

  • Proactive risk management to minimize potential liabilities

  • Long-Term Partnership for ongoing consultation and adjustments as your business evolves.

Schedule a No-Obligation Consultation

Stay one step ahead of risks and uncertainties

General Liability Insurance is a crucial component of business risk management as it provides coverage against a wide range of liabilities that a business may encounter. This insurance offers financial protection in case of third-party claims related to bodily injury, property damage, or personal and advertising injury. It serves as a reliable safety net that protects businesses from potential financial consequences stemming from accidents on business premises, product defects, or advertising-related disputes.

Associated Risk: The nature of your business activities significantly influences the level of insurance coverage needed. Evaluating the potential risks associated with your specific industry and operations is crucial in determining the appropriate coverage to mitigate those risks effectively.

Business Location: The geographic location of your business plays a pivotal role in insurance considerations. Some states may award higher damage amounts to plaintiffs in personal injury lawsuits. Understanding the legal landscape of the region where your business operates is essential for tailoring coverage to address potential legal liabilities. Factors such as local regulations, legal precedents, and historical data on claim settlements should be taken into account when assessing the appropriate coverage amounts.

  • Small Businesses: Providing foundational protection for small businesses, ensuring financial stability in the face of unexpected liabilities.

  • Retailers and Merchants: Safeguarding against slip-and-fall incidents, product liability claims, and other potential risks associated with retail operations.

  • Contractors and Service Providers: Offering protection against third-party claims arising from construction projects or service provision.

  • Manufacturers: Shielding against product liability claims and potential property damage resulting from defective products.

To reduce the potential cost of liability insurance claims, it is advisable to take proactive measures. Some of the steps that you can take include:

– Maintain high product quality standards
– Ensure comprehensive record-keeping
– Provide adequate safety training

If you need safety tips tailored to your specific business needs, our team of insurance specialists is available to assist you.

Features and Benefits

Contractual & Employee Benefits

  • Safeguard your business in contractual agreements.
  • Coverage for employee benefits liabilities.

Global Operations and Garage Liability Assurance

  • Extend coverage to international business activities.
  • Specific protection for garage operations and potential automotive accidents.

Intellectual Property and Brand Security

  • Protect against intellectual property claims.
  • Coverage for personal injury, advertising-related liabilities, and brand protection.

Quality Assurance for Products and Operations

  • Coverage for product defects and completed operations.
  • Assurance against liabilities related to pollution incidents.

Umbrella & Excess Protection

  • Additional layer of security beyond primary policy limits.
  • Versatile coverage addressing a wide range of potential liabilities.

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