The Glass Program is a new specialty insurance program designed specifically to service the Glass Industry. This program is one of the most comprehensive insurance programs available for glass manufacturers, dealers and installers. TPG offers numerous special coverages tailored to glass businesses and minimum premiums starting as low as $10,000. The Glass Program can offer a solution where others fail.
Program Highlights
- AM Best A Rated (Excellent) Carrier (Company Size XV)
- Competitive Rates
- Superior Customer Service
Eligible Exposures
- Glass and Glazing Contractors (Glaziers)
- Glass Merchants
- Glass Installers
- New Class Eligibility: Auto Glass Repair & Installation (On and Off-Site)
[75% of payroll must be within these classes]
Ineligible Exposures
- Risks working in NY (Glass stores that don’t perform installation may be considered)
- Risks working in Cook County, IL.
Minimum Package Premium
- $10,000
Lines of Business
- General Liability (limits up to $1M per occurrence/$2M aggregate)
- Product Liability (limits up to $1M per occurrence/$2M aggregate)
- Auto Liability (limits up to $1M per occurrence)
- Property / Inland Marine (limits up to $500K)
- Workers’ Compensation (Statutory Limits)
- Umbrella Liability (limits up to $10M)
Special Coverages
- AD&D Coverage (limits up to $100,000)
- Replacement Cost for Glass Racks
- GL Amendatory Endorsement
- Additional Insured – Required by Written Contract
- Per Project Aggregate
- Waiver of Subrogation Available
- Primary Wording Available
- Enhanced Building and Personal Property Forms
- Additional Coverages
- Computer Equipment $250,000
- Media, Electronic Data & Programs $100,000
- • Coverage Extensions:
- Accounts Receivable Records $100,000
- Personal Effects and Property of Others $25,000
- Property Off Premises $50,000
- Off Premise Utility Failure – Property Damage $100,000
Minimum Premium
- $1,000 GL
Submission Requirements
- Completed and signed ACORD applications and NIP GlassPro Supplemental
- Complete description of operations
- 3 years plus 1 current year of currently valued, hard copy loss runs for all lines of business being requested
- MVRs for all drivers of company vehicles (if auto coverage requested)
- Workers’ Compensation: Description of safety initiatives, hiring practices, return-to-work and drug testing programs; Experience Modification Worksheet and a 3- to 5-year history (if available)
*TPG currently offers 18 programs through its Partnership with NIP Programs. NIP holds all Trademarks on their specialty programs (i.e. GlassPro®). In addition to NIP, TPG uses its 300+ Carrier Market reach to identify the best solutions for its clientele.
