Insulation Program

Insulation Program

TPG’s Insulation Program is a commercial insurance program designed specifically to service insulation contractors. This program is one of the most comprehensive insurance programs of its kind, with many coverage enhancements tailored specifically to the insurance needs of your business. TPG’s Insulation Program offers competitive pricing for businesses of all sizes, with a minimum written package premium requirement of $50,000.

Program Highlights

  • AM Best A Rated (Excellent, Financial Size XIII) Carrier
  • ISO-Based Program
  • Competitive Rates
  • Superior Customer Service

Eligible States

Program is admitted in all states and can currently be written in 45 states (Exceptions: AK, HI, ID, MT, and NYC’s 5 Boroughs)

Insulation Program TPG | TPG Insurance Services

Ineligible Exposures

  • Accounts subcontracting more than 40% of their work
  • Underground storage tank removal, tank construction, cleaning, or repair work (except septic tank work)
  • Environmental remediation / abatement contractors
  • Residential work – Incidental (less than 10% of operation will be considered)

Minimum Package Premium

  • $50,000 (Excluding WC)

Lines of Business

  • General Liability – Premises and Operations (limits up to $1M per occurrence, $2M general aggregate, $2M products completed operations aggregate)
  • Auto Liability & Physical Damage ($1M combined single limit)
  • Property (limits up to $3M total insured value)
  • Inland Marine (limits up to $3M)
  • Umbrella Liability
  • Workers’ Compensation (Statutory Limits)

Special Coverages

  • Blanket additional insured
  • Per project aggregate
  • Blanket waiver of rights
  • Employee benefits liability
  • Limited jobsite pollution liability
  • Contractor’s Enhancement Endorsement (available)
  • Property Enhancement Endorsement (available)
  • Auto Enhancement Endorsement (available)
  • Primary and Non-Contributory (available)

*TPG currently offers 18 programs through its Partnership with NIP Programs. NIP holds all Trademarks on their specialty programs (i.e. GlassPro®). In addition to NIP, TPG uses its 300+ Carrier Market reach to identify the best solutions for its clientele.