TPG’s Irrigation Program is a specialty insurance program designed specifically for contractors providing irrigation and pesticide application for lawns, crops, and golf courses. Managed under TPG’s popular Site program, our Irrigation Program is one of the most comprehensive insurance solutions available for commercial irrigation contractors within the continental United States. TPG’s Irrigation Program offers competitive pricing for businesses of all sizes, from small contractors (with minimum premiums as low as $25,000) to larger operations. We provide you with the coverage you need, at a price you’ll appreciate!
Program Highlights
- Industry experts for risk control guidance and proper valuation of your operations, property and equipment
- ISO-Based Program
- Carrier Rated A (Excellent, Company Size X) by AM Best
- Currently write in all states, except AK, HI, ID, MT, and ND
- Accounts rated off payroll (and sub costs, where applicable)
- Competitive Rates
- Superior Customer Service and Expert Claims Handling
- Flexible Payment Plans
Eligible Exposures
- Sprinkler and Irrigation Installation and Repair
- Pesticide Applicators (non-aerial)
- Excavations
- Site Preparation
- Land Improvement and Grading
Ineligible Exposures:
- One-Person Operations
- Accounts subcontracting more than 40% of their work
- Accounts performing work as General Contractor or Paper Contractor
- Environmental remediation/abatement contractors
- NYC 5 Boroughs
Minimum Package Premium
- $25,000
Lines of Business
- General Liability – Premises and Operations (limits up to $1M per occurrence/$2M aggregate, $2M products/completed operations aggregate)
- Auto Liability& Physical Damage – ($1M combined single limit)
- Property – (limits up to $3M total insured value)
- Inland Marine (limits up to $3M)
- Umbrella Liability
- Workers’ Compensation (Statutory Limits)
Special Coverages
- Blanket additional insured
- Per-project aggregate
- Blanket waiver of rights
- Employee benefits liability
- Limited jobsite pollution liability
- Employment Practices Liability Insurance (EPLI)
Minimum Premium
- 5,000 (general liability)
*TPG currently offers 18 programs through its Partnership with NIP Programs. NIP holds all Trademarks on their specialty programs (i.e. GlassPro®). In addition to NIP, TPG uses its 300+ Carrier Market reach to identify the best solutions for its clientele.
