Lightscaping Program

Lightscaping Program

TPG’s Lightscaping Program is designed specifically for contractors who work with outdoor lighting systems. This comprehensive program is structured to meet your unique, design and installation risks with the broadest coverage portfolio and specialized coverages that fill gaps left by other programs. The program offers competitive pricing for businesses of all sizes, from small contractors (with minimum premiums as low as $25,000) to larger operations. We provide the coverage you need, at a price you’ll appreciate!

Program Highlights

  • AM Best A Rated (Excellent, Financial Size X) Admitted Carrier
  • Competitive Rates
  • Attractive Commissions
  • Exceptional Customer Service

Eligible Exposures

  • 50% or more outdoor lighting installation
  • Installation/Construction including: outdoor lighting, related landscape installation and maintenance, irrigation installation and maintenance and holiday lighting
  • Eligible States: Program is admitted in all states and can currently be written in 45 states (Exceptions: AK, HI, ID, ND, MT, and NYC’s 5 Boroughs)
Lightscaping Program - TPG Insurance Programs | The Platinum Group

Lines of Business

  • General Liability ($1M per occurrence/$2M aggregate)
  • Business Auto Liability ($1M combined single limit)
  • Property
  • Inland Marine
  • Umbrella Liability
  • Crime
  • Workers’ Compensation (Statutory Limits)

Special Coverages

  • Pesticide or Herbicide Applicator Coverage
  • Limited Pollution Liability Extension Endorsement

Minimum Package Premium

  • $25,000 GL

*TPG currently offers 18 programs through its Partnership with NIP Programs. NIP holds all Trademarks on their specialty programs (i.e. GlassPro®). In addition to NIP, TPG uses its 300+ Carrier Market reach to identify the best solutions for its clientele.