Tomorrow is on its way. Are you ready?
The average life span of the first Americans was 33. Today, the average lifespan is 79½.
As a result, more than half of all Americans over age 65 will need some form of long-term care services. That means 11 or more of your later years could be spent in:
- Adult daycare
- Alzheimer’s care
- Assisted living
- In-home care
- Hospice care
- Respite care
- Skilled nursing home care

At an average of $73,000 annually, nursing home care can eat up an entire lifetime of savings. By supplementing these funds, long-term care insurance (LTCI) protects your nest egg and allows you to take control of your own health care decisions.