Not-for-Profit Directors & Officers Liability

Affordable options to protect your family's financial future.


Not-for-Profit Directors & Officers Liability

Safeguard yourself from risk.

Directors and Officers (D&O) liability insurance has long been critical for public companies needing protection against shareholder lawsuits. But even if you don’t have shareholders, you need protection from executive liability exposures.

Litigation can come from trusted customers and clients, competitors, government agencies, and even fellow executives. If you serve on the board of a not-for-profit, you could be sued for:

  • Asset mismanagement
  • Errors and omissions
  • Failure to provide services
  • Wrongful employment practices
Directors and Officers Insurance (D&O Insurance) | The Platinum Group

Add D&O coverage to your personal umbrella or excess liability policy to protect your personal assets from legal actions related to your not-for-profit work.

Potential Claims

Claims could be filed against you by parties outside your organization, by organization members or other executives, directors, officers or trustees for allegations of:

Wrongful Acts

  • Conflict of interest
  • Fraudulent conduct, reports, financial statements or certificates
  • Breach of contract

Financial Mismanagement

  • Asset wasting
  • Inefficient administration resulting in losses
  • Assets sold for unreasonably low prices

Judgment Errors/Mistakes

  • Disclosure of material facts
  • Dissemination of false or misleading reports or information
  • Making improper guarantees


  • Habitual absence from meetings
  • Failure to examine reports and documents before signing
  • Failure to detect and stop embezzlement of organization funds


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