TPG is pleased to present a customized insurance program for painting and paperhanging contractors – TPG’s Painting Program. This program provides comprehensive coverage for residential and commercial painting and paperhanging contractors and competitive package pricing for businesses of all sizes, with minimum premiums as low as $25,000.
Program Highlights
- AM Best A Rated (Excellent, Financial Size XIII) Carrier
- ISO-Based Program
- Competitive Rates
- Superior Customer Service
Eligible States
- Program is admitted in all states and can currently be written in 45 states (Exceptions: AK, HI, ID, MT, and NYC’s 5 Boroughs)
Ineligible Exposures
- Accounts subcontracting more than 40% of their work
- Environmental remediation / abatement contractors
- EXTERIOR PAINTING
- LEAD PAINT
- USL&H
- WATERPROOFING
- AIRCRAFT PAINTING
- EIFS (Exterior Insulation Finish Systems)
Minimum Package Premium
- $25,000
Lines of Business
- General Liability – Premises and Operations (limits up to $1M per occurrence, $2M general aggregate, $2M products completed operations aggregate)
- Auto Liability & Physical Damage ($1M combined single limit)
- Property (limits up to $3M total insured value)
- Inland Marine (limits up to $3M)
- Umbrella Liability
- Workers’ Compensation (Statutory Limits)
Special Coverages
- Blanket additional insured
- Per project aggregate
- Blanket waiver of rights
- Employee benefits liability
- Limited jobsite pollution liability
- Contractor’s Enhancement Endorsement (available)
- Property Enhancement Endorsement (available)
- Auto Enhancement Endorsement (available)
- Primary and Non-Contributory (available)
*TPG currently offers 18 programs through its Partnership with NIP Programs. NIP holds all Trademarks on their specialty programs (i.e. GlassPro®). In addition to NIP, TPG uses its 300+ Carrier Market reach to identify the best solutions for its clientele.
