Plumbing Program

Plumbing Program

Our Plumbing Program provides all-lines coverage (including Workers’ Comp and Umbrella) and many coverage enhancements tailored specifically to the insurance needs of plumbing contractors. Examples include: Blanket Additional Insured, Per Project Aggregate, Blanket Waiver of Rights, Primary Non-Contributory, Completed Operations, and more. The program is underwritten by an AM Best A Rated Carrier.

Program Highlights

  • ISO-Based, Admitted Package Product
  • AM Best A Rated (Excellent) Carrier, Financial Size XIII
  • Highly Competitive Rates
  • Superior Customer Service

Eligible Exposures

  • Plumbing Contractors
  • Eligible States: Program is admitted in all states and can currently be written in 45 states (Exceptions: AK, HI, ID, MT, and NYC’s 5 Boroughs)

Ineligible Exposures

  • Accounts subcontracting more than 40% of their work
  • Accounts performing work as a General Contractor or Paper Contractor
  • Accounts performing work on new tract housing and new condo projects
  • Contractors providing work within New York City’s 5 Boroughs
Plumbing Program - TPG Insurance Programs | The Platinum Group

Minimum Package Premium

  • $50,000

Lines of Business

  • General Liability – Premises and Operations (up to $1M per occurrence, $2M general aggregate, $2M products completed operations aggregate)
  • Auto Liability & Physical Damage ($1M Combined Single Limit)
  • Property (limits up to $3M Total Insured Value)
  • Inland Marine (limits up to $3M)
  • Umbrella Liability
  • Workers’ Compensation (Statutory Limits)

Special Coverages

  • Blanket Additional Insured
  • Per Project Aggregate
  • Blanket Waiver of Rights
  • Primary Non-Contributory
  • Completed Operations
  • Employee Benefits Liability
  • Workers’ Compensation (Statutory Limits)
  • Limited Jobsite Pollution Liability

*TPG currently offers 18 programs through its Partnership with NIP Programs. NIP holds all Trademarks on their specialty programs (i.e. GlassPro®). In addition to NIP, TPG uses its 300+ Carrier Market reach to identify the best solutions for its clientele.