Site Program

Site Program

TPG’s Site Program is a commercial insurance program designed specifically to service excavation and land preparation contractors. This program is one of the most comprehensive insurance programs of its kind, with many coverage enhancements tailored specifically to the insurance needs of these classes of business. TPG’s Site Program offers competitive pricing for businesses of all sizes, from small contractors (with minimum premiums as low as $25,000) to large multi-state operations.

Program Highlights

  • AM Best A Rated (Excellent, Financial Size XIII) Carrier
  • ISO-Based Program
  • Competitive Rates
  • Superior Customer Service

Eligible Exposures

  • Excavation Contractors
  • Site Preparation Contractors
  • Land Improvement Contractors
  • Grading of Land Contractors
  • Paving Contractors
  • Roadway Striping Contractors
  • Eligible States: Program is admitted in all states and can currently be written in 45 states (Exceptions: AK, HI, ID, MT, and NYC’s 5 Boroughs)
Site Program - TPG Insurance Programs | The Platinum Group

Ineligible Exposures

  • Accounts subcontracting more than 40% of their work
  • Accounts performing work as a General Contractor or Paper Contractor
  • Underground storage tank removal, tank construction, cleaning, or repair work (except septic tank work)
  • Environmental remediation / abatement contractors
  • Contractors providing work within New York City’s 5 Boroughs

Minimum Package Premium

  • $25,000

Lines of Business

  • General Liability – Premises and Operations (limits up to $1M per occurrence, $2M general aggregate, $2M products completed operations aggregate)
  • Auto Liability & Physical Damage ($1M combined single limit)
  • Property (limits up to $3M total insured value)
  • Inland Marine (limits up to $3M)
  • Umbrella Liability
  • Workers’ Compensation (Statutory Limits)

Special Coverages

  • Blanket additional insured
  • Per project aggregate
  • Blanket waiver of rights
  • Employee benefits liability
  • Limited jobsite pollution liability

*TPG currently offers 18 programs through its Partnership with NIP Programs. NIP holds all Trademarks on their specialty programs (i.e. GlassPro®). In addition to NIP, TPG uses its 300+ Carrier Market reach to identify the best solutions for its clientele.