Tag: Commercial Insurance

Thinking of getting solar panels? Then read this article to learn about the many solar collector burn hazards, and stay safe during your home setups! […]

Read More… from Avoid Solar Collector Burn Hazards

Wildfires are a force of nature that can ruin the lives, land, and structures that stand in their path. Securing your business and residential or commercial property from wildfires is more important than ever, as wildfire season becomes longer and creates bigger fires– leading to more properties and acres burned each year. According to the National Interagency Coordination Center, 60% of the biggest wildfire seasons (based on overall acres burned) have taken place in the last 10 years. Federal wildfire suppression expenses in the United States average 1.6 billion dollars each year; however, this just accounts for a fraction of the overall costs of wildfires when considering the lives lost, structures destroyed, and acres burned. Proactive risk management methods can help keep the costs of wildfires down, along with keeping your organization and your neighborhood safer in the face of such disasters. This post provides an introduction to the risks wildfires pose, as well as actions that organizations like yours can take to mitigate those dangers. The Dangers of Wildfires Humans trigger almost 85% of wildfires in the United States. These fires usually result from ignored campfires, the burning of particles, devices used and malfunctions, poorly discarded cigarettes, and deliberate acts of arson. When a wildfire flares up, it can cause fast destruction. Wildfire direct exposures consist of: Wildfires can trigger direct property damage to organizations, leading to service interruptions, transport blockages, and utility disturbances. Costly and lengthy recovery concerns from a wildfire might force services to pass on the expenses to their consumers by raising rates. Otherwise, affected services may have to close their doors entirely. Mitigating Wildfire Exposures Given that wildfires are so harmful, companies should be proactive to assist in decreasing the potential effects. A wildfire risk management strategy can significantly minimize the likelihood of property damage, minimize expensive service disturbances, and– consequently– prevent an economically draining healing process. The first step that your service must take in developing a wildfire risk management method is to evaluate the vulnerabilities of your business property. Considering that wildfires depend on heat and embers coming into contact with various fuel sources to spread, one of the most effective ways to prevent a wildfire from spreading is to reduce fuel loads. Roof, exterior walls, windows, vents, seamless gutters, decks, and other accessories are all at risk of igniting, so selecting fireproof or noncombustible materials– like brick and concrete– can decrease that risk. Strategic positioning and selection of trees, bushes, and other landscaping aspects can likewise reduce the risk of wildfire damage. Here are methods by which your business can slow the spread of wildfires, successfully lessening the risks of damage: As the risk of wildfires continues to grow, organizations like yours need to have plans to prepare for, recover from, and endure such occasions. For more risk management guidance on your Commercial Property and Liability, call us today at 909.466.7876. […]

Read More… from Protect Your Business From Wildfires

Employees want to telecommute. But this nontraditional technique is foreign to many companies. Is telecommuting right for your employees? Find out now! […]

Read More… from Is Telecommuting Right for Your Employees?