Quality insurance for any type of business

Safeguard Your Business and Bottom Line: Affordable Insurance Solutions Tailored for Small to Medium Sized Businesses, Delivered by Local Experts

In what ways can we help you save money?

Beyond just finding the right insurance policy, your dedicated broker offers you ongoing support, including claims assistance, policy reviews, and proactive risk management advice. Your broker will act as your advocate, ensuring your interests are protected, providing peace of mind throughout your insurance journey.

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A Complete, One-Stop Shop for All Your Commercial Insurance Needs

Having a dedicated full-service insurance broker means having a trusted advisor who is fully committed to understanding your unique needs and providing tailored solutions that offer peace of mind. This broker is not just an intermediary; they are a personal advocate in the complex world of insurance, offering a one-stop shop for all insurance needs.

With expertise across various types of coverage, they simplify the process, ensure comprehensive protection, and are there to support you every step of the way—from choosing the right policies to assisting with claims. In an ever-changing risk landscape, a dedicated full-service broker is a valuable partner who helps you navigate with confidence, knowing that your assets and interests are protected by a professional who prioritizes your well-being.

Partnering with a local insurance brokerage firm means you have a neighborly expert who not only understands insurance but also appreciates the nuances of your community. Our local presence means we’re readily accessible, offering face-to-face interactions and personalized service that’s just around the corner.

We’re invested in your area, familiar with the regional risks, and dedicated to protecting the livelihood of their neighbors with solutions that are specifically tailored to the local landscape. This community-focused approach ensures that you’re not just a policy number but a valued member of the same community they serve, providing a level of care and commitment that extends beyond business, fostering long-term relationships built on trust and local solidarity.

  • Cost Reduction. XMOD (Experience Modification) is a valuable tool that helps businesses reduce their workers’ compensation insurance costs. By accurately reflecting a company’s historical claims experience, XMOD can reward organizations with lower premiums for maintaining a safe work environment and effectively managing workplace injuries.
  • Competitive Advantage. Maintaining a low XMOD factor can provide a competitive advantage in the marketplace. A favorable XMOD demonstrates to potential clients, partners, and investors that your company prioritizes safety, has effective risk management practices in place, and is financially responsible.
  • Incentives for Safety Improvement. XMOD encourages businesses to focus on improving workplace safety by rewarding companies with lower premiums for reduced claim frequency and severity. By implementing safety programs, providing employee training, and actively addressing safety concerns, businesses can positively impact their XMOD and create a safer work environment for their employees.
  • Competitive Rates and Coverage. By shopping your renewals, your broker actively compares offerings from various insurers to ensure you receive the best possible premium rates and coverage terms. This means you’re more likely to get a tailored solution that fits your needs and budget.

  • Time and Effort Savings. Instead of you having to reach out to multiple insurance companies, gather quotes, and analyze them, your broker handles this cumbersome process on your behalf. This saves you valuable time and reduces the stress associated with policy renewals.

  • Unbiased Expertise. Our brokers represent the client, not the insurance company. By shopping your renewals, they leverage their industry knowledge to negotiate better terms and ensure that you’re getting a good deal and the right coverage for your unique circumstances. This unbiased advocacy can lead to better protection and peace of mind.

Features and Benefits

General Liability

  • Contractual
  • Employee Benefits
  • Foreign & International
  • Garage
  • Intellectual Property
  • Personal Injury & Advertising
  • Products & Completed Operations
  • Pollution
  • Umbrella & Excess

Workers' Comp

  • Zero down payment on premium if you run your payroll with us.
  • Other fees may apply such as processing fees from the carrier.
  • Pay as you go when you bundle payroll services.
  • 50 plus direct markets
  • Increase the chances of lower rates.
  • Free Safety audit
  • Build Safety binders.
  • Audit OSHA logs

Employee Protection Liability Insurance or EPLI

  • Legal Defense Coverage
  • Protection Against Employee Claims
  • Risk Management Resources
  • Financial Stability
  • Enhanced Reputation Management

Commercial Auto

  • Liability Protection
  • Vehicle Repair and Replacement
  • Medical Expenses
  • Protection Against Uninsured/Underinsured Motorists
  • Enhanced Business Image

Commercial Property

  • Asset Protection
  • Business Continuity
  • Legal and Liability Protection
  • Enhance Credibility
  • Peace of Mind

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