Protect your business from potential employment-related claims.

EPLI covers the costs of defending against these claims, including legal fees, expert witness fees, and settlements or judgments. EPLI can also provide coverage for mediation and other alternative dispute resolution (ADR) processes.

How can we help?

At TPG, we specialize in providing customized EPLI coverage to meet your specific needs. Our experienced team can help assess your risks and provide tailored solutions to help protect your business and employees.

Schedule a No-Obligation Consultation

Your Partner in Ensuring a Secure Workplace

EPLI is a valuable investment for businesses of all sizes, across various industries. It is particularly crucial for organizations with:

  • A large number of employees
  • Operations in industries with a high risk of employment-related lawsuits, such as healthcare, education, and hospitality

1. Risk Assessment:
Before securing EPLI, it’s essential to assess your business’s unique risks. Identify potential areas of vulnerability, taking into account your industry, workforce size, and organizational structure.

2. Coverage Customization:
Work with an experienced insurance provider, like TPG, to customize your EPLI coverage. Tailor the policy to address the specific risks identified during the assessment.

3. Policy Implementation:
Once customized, the EPLI policy is implemented, providing immediate coverage against a range of employment-related claims.

4. Ongoing Review:
Regularly review your EPLI coverage to ensure it evolves with your business. As your organization changes and grows, your insurance needs may shift as well.

  • Discrimination (based on race, gender, age, disability, religion, or other protected characteristics)
  • Harassment (sexual harassment, hostile work environment harassment)
  • Wrongful termination
  • Retaliation
  • Breach of employment contract
  • Negligent hiring or retention
  • Failure to promote
  • Deprivation of career opportunity
  • Defamation
  • Invasion of privacy

Employment Practices Liability Insurance (EPLI) offers several benefits to businesses. It provides financial security by protecting against the costs associated with legal proceedings and settlements. EPLI also helps in reputation management by addressing employment-related issues discreetly, thus minimizing damage to a company’s reputation and brand image. By demonstrating a commitment to employee protection through EPLI coverage, businesses can enhance their appeal to potential hires and contribute to employee retention. Finally, having EPLI coverage in place can provide peace of mind, allowing businesses to focus on running their operations without worrying about potential employment-related claims.

Features and Benefits

Legal Defense Coverage

  • EPLI provides coverage for legal defense costs, including attorney fees and court expenses, when defending against employment-related claims.

Settlement and Judgment Coverage

  • In the event of a covered claim, EPLI can cover settlement costs and court-awarded judgments, helping to protect your business’s financial stability.

Third-Party Liability Coverage

  • Some EPLI policies extend coverage to third-party claims, which can include clients, customers, or vendors alleging employment-related wrongdoing.

Broad Range of Covered Claims

  • EPLI typically covers a wide array of claims, including wrongful termination, discrimination, sexual harassment, and retaliation.

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