There are numerous factors you should consider when buying auto insurance. You need auto insurance to protect you when you have an accident. However, your vehicle also needs protection, since there are many ways they can be damaged without being involved in a collision. That’s where comprehensive auto coverage comes into play. If you don’t have this kind of coverage included in your auto policy, you may want to consider including it. So, what exactly is comprehensive auto coverage and what does it not cover?
What Is Comprehensive Coverage?
In general, comprehensive will usually cover damage caused by anything but a collision including, but not necessarily limited to:
- Automobile theft
- Falling items, such as a tree or tree branch
- Fires
- Inclement weather like hail, flooding or lightning
- Explosions
- Striking, or being struck by, an animal
- Natural disasters like earthquakes, tornadoes, or hurricanes
- Riots and vandalism
- Damage to the windshield or any vehicle glass
While it does cover a wide multitude of things, comprehensive coverage does not typically cover costs connected with:
- Collisions
- Towing
- Rentals
- Medical and legal expenses
- Property stolen from your vehicle
- Liability
Comprehensive auto coverage is optional in most states, but you might be required to carry this kind of insurance if you are leasing or funding your automobile.
Contact Us Today
Like many other types of insurance, whether comprehensive coverage is right for you depends on your particular situation. In many cases, having this additional layer of defense can help safeguard your wallet.
Speak with a TPG Insurance Services specialist by calling 909.466.7876 and learn about Comprehensive Coverage and how it may be able to keep you and your car safe. You care about the important things, and so do we! That is why we will provide you with practical information on Automobile Insurance on our webpage, all at your disposal today!
